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Eligibilty Criteria

Eligibility Criteria for Social Security Pensions

📌 General Eligibility Criteria (Applicable to All Pensions)

  • Income Ceiling: The annual family income of the applicant must not exceed ₹1,000,000 (₹1 Lakh).
  • Income Tax: The applicant must not be an income tax assessee.
  • Land Ownership: Land holding should not exceed 2 acres in the name of the applicant or family (Exemption applies to Scheduled Tribes).
  • Vehicle Ownership: Neither the applicant nor their family should own a non-taxi, four-or-more-wheeler vehicle with an engine capacity exceeding 1000 cc (excluding Ambassador cars).
  • Residential Property: Must not own or reside in a concrete house exceeding 2,000 sq. ft. with modern flooring.
  • Other Pensions: Service pensioners, family pensioners, or employees receiving salary/pension from Central/State Governments or PSUs are not eligible (Ex-gratia / NPS pensioners up to ₹4,000 are exempt). Beneficiaries can draw a maximum of two pensions, including EPF.
  • Application Place: Applications must be submitted to the Local Self-Government Institution (Panchayat/Municipality/Corporation) where the applicant permanently resides.

1. Indira Gandhi National Old Age Pension Scheme (IGNOAPS)

Age Limit: Must be 60 years or above.

Residency: Must be a permanent resident of Kerala for more than 3 years.

Conditions: Must be destitute, not under anyone else's care, not a beggar, and not an inmate of a care home.

2. Agricultural Worker Pension Scheme

Age Limit: Must be 60 years or above.

Work Experience: Must have worked as an agricultural worker under a landowner for 10 years or more and be a member of the Agricultural Workers Welfare Fund Board (Plantation workers are excluded).

Residency: Must be a permanent resident of Kerala for at least 10 years.

3. Indira Gandhi National Disability Pension Scheme (IGNDPS)

Age Limit: No age limit.

Documents Required: Must produce a valid Medical Certificate proving disability or an ID card issued by the Social Security Mission.

Special Provision: Persons already receiving or who have applied for another social welfare pension are also eligible to apply (Subject to the 2-pension limit).

4. Pension for Unmarried Women Above 50 Years

Age Limit & Eligibility: Women aged 50 years or above who are unmarried or unmarried mothers, and are permanent residents of Kerala.

5. Indira Gandhi National Widow Pension Scheme (IGNWPS)

Eligibility: Widows or women aged 50 or above whose husbands have been missing or abandoned them for over 7 years (Must not have remarried).

Residency: Must be a continuous permanent resident of Kerala for at least 2 years.